I purchased this wool skirt to wear in the deeper parts of winter (January/February). With tights and boots, and a sweater and coat, it did keep me warm enough. I like how it looks overall- I got the navy blue color and I pair it with a white blouse and navy cardigan sweater. The construction is decent, not perfect, a few loose threads and we'll see how the zipper holds up, but overall I am quite happy with it. It is lined with a thin satin-like materiel. Of course, as with all wool- hand wash oSee full review