A perfect starting point when depositing fiat in South Africa, with some exchanges charging 3% deposit fees, then adding extra international fees, Luno is the most cost effective method to convert fiat into crypto. If you primary plan to invest in BTC, BCH, ETH, LTC or XRP then this is the only exchange you'll need. If you plan to invest in altcoins on other exchanges, XRP and LTC can be deposited into them for very low transaction fees. The mobile app and website are extremely user friendly, See full review