Money clip ruins the whole wallet. The external credit card slot is impressive and the number of internal card slots is good, but then the money clip comes in and wipes out the rest of the wallet. The clip is metal and sits inside the wallet, bending any cards you keep in the wallet and stretching the card pockets so the cards just fall out. A month later, the money clip stopped holding cash because the cards and he kept bending each other. If you don't keep cash in your wallet, this is a great wallet for cards and you can just cut off part of the clip. But if you leave the clip attached, your wallets will be ruined shortly after using it. the one with a more thoughtful clip id will probably get it 100%. I actually really liked this wallet but the whole money clip thing ruined it.
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