The best thing about this service was that I could get protection within an hour of calling! It also felt like they were really committed towards customer satisfaction because there wasn't any hassle with getting things going after we both decided it would work well together (I'm not sure if everyone feels comfortable doing something as quick & dirty). There are some issues where you have no idea what your bill should/will look at when using these types of companies but all in all - worth giving try just incase everything goes smoothly :) As far back safety concerns go? We haven’t had one yet since trying GGRB :D This type of coverage makes sense especially during busy times such holidays etc..