This bag was great! I've been wearing it around my neck every day for the past two weeks, every day from about 8am to 4pm. I had two passports in the side pocket, dollars and a credit card in the back top pocket, and a sterling credit card (no coins) and train tickets in the front pocket. In fact, the padded strap NEVER bothered my neck and I hung it inside rather than over the collar. I bought a brown bag that didn't stand out even with the black zippers through the light-colored blouses. The pouch hung just below my chest and above my belly button. It looked flat, not convex. I wore blouses, not t-shirts. It might have made me look a little flat-chested, but I didn't care. I forgot I was carrying a bag until I needed it. It's so convenient. Several times, when addressing him in public, I turned away cautiously, unbuttoned the top button, and pulled it out; the same procedure for removal. It didn't matter much. I used to wear a money belt, but it was also more secure, more convenient, and a lot more convenient to use. 5+ stars! [The only annoying thing about this purchase was the multiple requests for feedback from the seller.]
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