I've had this for a few months and wear it about once a week. I've seen several wallet chain reviews (for this and other products) complaining of build quality issues, so I wanted to share my experience. 1) The locking mechanism on each end seems a bit unwieldy compared to what you might think. as "standard" for wallet chains. Doesn't bother me yet, but it's worth mentioning. 2) "Matte Black" looks like a cheap finish, but mine hasn't started to peel off yet. I bought this line of models *because* of the black color option, and I'm not sure you can get black metal that isn't plated (at least not at this price point). 3) Some people have permanent kinks in their wallet chains. That hasn't happened to me (yet). 4) I definitely bought this item because it had a lot of options. I had a specific look in mind and that allowed me to get pretty close to it. If I run into any problems in the future I might consider updating this review. May be.
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