I have had a similar product from a well known excellent brand for years. When it finally wore out I started looking for a replacement - this purchase is the closest thing I'll get to a branded item, half the price. The leather isn't that luxurious, but it has plenty of credit card slots (I use these first), a zippered closure for security, and a driver's license window. It's not as slick as the branded version, but it's very, very functional and well made. I think it will be very durable. I went for value for money rather than extra beauty features, and I'm glad I did. It was a good buy.