I like that we can use it to easily buy things without having to go through our debit card provider (which is not ideal). It's also easy for me since my husband works at home, so he doesn't always have his credit cards with him when using this app. If you are looking for something simple just get started but if there was more of what they offer in other apps out their then i would give them another look as well because this one isn't all that great overall. We were able to quickly pay off items by transferring money from checking account into savings which makes paying bills much easier than doing manually or online transfer services etc..
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