Although I wear pants size 40 with a waistband. That doesn't mean I'm a size 40 waist. My waist is closer to a 37 or 38 hip size, but my butt and legs are above average at any weight. So if you're like me, wear oversized pants to fit in. The oversized belt fits perfectly. I don't sag and wear pants around my waist. There is enough room to thread this ribbon through the loop without stretching it. I don't like my belts sagging too much. I like it as short as possible for a cleaner, neater look. I suggest people measure their waists with a tape measure. But this belt fits well and looks good. This navy blue belt is more like navy blue or navy blue. The leather details on this belt look and feel solid, not flimsy. The Perry Ellis tag is on the bottom for those who might be interested.