I like that we have access to many different options when it comes down choosing an asset class (ecc/fiat etc.).
Also easy peasy integration into our system! Can't think off any downsides at this point - but then again i'm not looking too hard :) Really cool product from one of my favorite companies out there right now is fdic!! If you need some help getting started check them up they can really make your life easier by integrating their API's / SDKs easily if needed. Trying to get away form using multiple banks accounts so instead just use 1 account & keep everything centralized under FDIC insured bank which gives me peace of mind knowing someone else will be backing what ever funds we hold through these services :).