UPDATE: 10/25/2021 It was cold 62 degrees this morning (cool breeze) This jacket was fine BUT it rained this afternoon here in the DMV area, where This jacket failed. I was wet from head to shoulders and back. I felt cold rain on my arms and chest. Also, the pockets were too small for my Samsung Galaxy S9 and S10e (one in each pocket) along with my hands. The phones themselves barely fit inside. I DO NOT RECOMMEND FOR HARD RAIN, ONLY FOR LIGHT RAIN AND I MEAN LIGHT! end of update. Fits snugly on the chest with a bra, a t-shirt, and a thick cotton long-sleeved t-shirt. Shirt, but wide/angular at the bottom. Overall I like it because if I went up the size the sleeves would be longer and wider at the bottom. The jacket is hot and tight when wearing just a bra and t-shirt, but the armpit zip was useful. Hope this review helps you.
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