I use this wallet as a wallet. It goes with everything I wear everyday; It's just a hair too big for my liking, but I've just found that the extra space makes it easier for me to get in because I don't have to struggle to get my money or card out. I cut out an extra loop ring inside - I don't need it. The skin is soft, the zipper is good. In fact, I just ordered another one as a backup because I really like it.
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