I have two Centaur saddle pads. What I've had for years was fleece lined and with a shell that's just fleece. I've had a padded saddle cover for over 10 years and it's holding up well so I decided to give this one a try. I personally think my saddle will breathe better in that unpeeled case in the gear room. However, it offers no such protection as a centaur shell with a shell. I don't think you can go wrong with any of these for the price.
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