I like that this app allows me to see my spending in real time, which helps me identify areas of my budget where I need more or less money. It's also helpful that you can set up alerts for yourself so you know when you're about to go over your allotted amount. I wish there were more options than just "budget" and "overdue." You could also have categories for different types of spending (groceries, gas, etc.). This would be helpful if you have multiple credit cards. Just make sure you set up an alert that notifies you when your balance starts getting close to zero. It has helped me track my spending in real time. I've been able to better manage my budget and save money.