This is just the top you get.it was great for me with sun sensitive skin to wear more of a swim t-shirt that is modest and comfortable to not have to worry when in water with energetic toddler grandson! I wore the top all day at the park with the lake with a swim skirt I purchased separately. Only issue was, this does NOT have a built in bra which I prefer, but I was able to find a swim bra at another store and it all worked out.
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