I like the ability to create budgets in the software and then use it as a tool to track spending against goals. The software doesn't always seem to sync with the bank accounts or credit card statements. It would be helpful if it synced better. But once you have a good budget set up, it's easy to continue using it throughout the year. If you are looking for an easy way to manage your business finances this is a great program. We were able to easily create budgets, track expenses, and stay on top of our cash flow.