Not sure what the liability rating is for. That's the wiring and it works. Washes well. Separating the colors will remove the clear plastic coating from some colors, but it will still expose the wiring without it. I had some on my trailer that were snapped and it was a spare cable to get to them when the wheels snapped off the cable making it short for some of the RGB lights I had. Please note that this is only 4 conductors and that's all I need, but if you need white, take something else.
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