I have used this system in past as well so i understand how it works! It was very user friendly when we were setting up our accounts at first time but after that not much changes happens even though you pay extra fees they don't really change anything unless something goes wrong with your account or payment process (usually takes long). Sometimes there are errors which can result into bad credit score etc., make sure all of them get resolved before deciding if its worth upgrading again like me :) Its good option compared other services out here where their price increase rapidly once u upgrade from basic plan only 1 month later by more than 100%!! Try comparing prices online because some companies charge double/triple what others do especially those who provide cloud service providers such as google drive integration options or web hosting packages.