This is a great concept and I've been using it for a year. The only problem is that the strap and to a lesser extent the pocket gets so much dirt that it's embarrassing. Now I'm buying another color and ONLY because of the dirt on the white fabric. Useful: In the pockets are my driver's license, credit card, health card, prescription card and my vaccination card (folded cardboard). Strangely, until my search for a replacement, I didn't find a "valve" that closes any of the pockets. I've seen "Flap" in other reviews. So, about that. . It doesn't cover cards completely leaving a gap but I found I could put my insurance and medical card under the flap and then put my Sams card and bank card in the same pocket but in front of the flap. so it's a good organizational feature. It's really good overall. I only wish I had cleaned it instead of buying a new one after only a year of easy use.
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