This jacket offers excellent water protection and allows you to remove the down jacket in warmer weather. BUT, don't buy this jacket thinking you'll also get a down jacket that can be worn separately unless you significantly increase the overall size of the jacket. The only way I can close the down jacket is when I'm wearing a light t-shirt, and that's really unflattering. Looks like a jacket that is too small. Also note that I'm a tall woman but wanted to make sure I could wear it comfortably over winter layers and heavy sweaters so I bought the XL. So the magnification still didn't make the inner fuzz that big. If you buy this 2-in-1 jacket instead of 3-in-1 you should be happy... and remember you may need to go up a size.
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