Just received two days ago. But I like it. Unlike some similar offerings, it is wide enough where paper money is NOT visible. If the beaks show, they quickly become donkey's ears. Also, "flashing" your money is distasteful. Inserting and removing credit cards is a bit fiddly, but I expect they'll loosen up a bit over time. The front pocket location for your wallet is recommended by security personnel, who say it deters pickpockets.