My detailed experience has been fantastic. Like google pay only better Apple integrates the quick and reliable transaction speed of any other pay application. It’s easy to use process and reliability while keeping your assets safe and secured with an amazing firewall. Apple is very good and security I give them that. Apple Pay just needs to come out with a Apple Pay card to access your money and pull money out. Only downfall is you have to transfer funds to bank account to access unless purchasiSee full review