Cryptocurrencies are technically excellent as an exchange tool. However, due to the changes in their value, such coins are not the ideal choice for making payments and become high-risk investments. The value of the coins at the end of the transaction may be significantly higher or lower than when they were first sent.
However, there is no such problem with stablecoins. Assets exhibit negligible price movements and closely monitor the value of the underlying asset or fiat currency to which they are fixed. Therefore, they have the function of being safe assets within volatile markets.