I love that my health insurance is now paid for 100% by OHS, with no out of pocket expense to me. I have been a member since 2015 and have had nothing but positive experiences. I would recommend this plan to anyone looking for high quality service with low cost options. I am completely covered and never worry about medical expenses. The customer service has been great! No complaints at all from me as an employee of OHS. I highly recommend this plan for anyone looking for affordable coverage. The benefits are amazing and there are always choices available. There's not much to dislike. It's a great program for employees who need affordable healthcare. We don't pay a deductible or copay. It covers everything. My employer pays the entire premium. When we were first enrolled in OHS, it was difficult to find information about the plans and benefits. The staff at OHS.