Not sure about warmth or comfort yet because I haven't put it on my bed yet. I have to wash the duvet cover and then I'm ready to cover this beautiful thing. It's really nice for the price. You can definitely use it without the lid, but of course due to the white color it gets dirty quickly. It mostly comes in shrink wrap to make the packaging smaller. I took it out and put it in the dryer to fluff it up and it's just great. Very glad I bought this.
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