I like that it shows me how much I will get every month, and what my benefits are at different ages. It is easy to use once you figure out where everything goes. I wish there was an easier way of seeing your projected benefit for retirement instead of having two separate windows open so I can see them both side by side. For our small business we have found this tool very helpful as well as helping us prepare for future changes in government programs such as Medicare part B premiums. We were also able to find ways to save money through our payroll system which helps offset some of these costs.