The product has improved dramatically over the course of 6 month period between launch and live deployment on production. As in most startup environments there were some teething problems but the team at YDN was able to deal with them effectively. We are using Yields as part of our asset/liability transformation toolkit so the benefits include an upsell opportunity which will hopefully take us beyond MRM for CDS to also manage other exposures like corporate credit or equity derivatives. The best thing about this software is that it has an easy to use interface. It's also very user friendly and all of its features are well explained. I think that it could be improved by adding more options when creating models and by making some things easier in general. This software allows me to create different types of models quickly and easily. It also helps me understand risks better and manage them effectively.