Love this wallet. I don't normally use a chain - I just toss it in my purse, but if we're going somewhere and I don't want to lug my purse around - voila, the chain on the belt loop and we're on our way. I have to say that you have to disassemble it a bit to fit the dollar bills in the bill area - it's quite difficult to put them in at first, but otherwise LUVIT!
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