Just got mine in the mail and changed my cards, money etc. And if you have more than 6 cards that you carry with you often and you keep 6 to 10 bills, well, it turns into any other wallet with a lot of crap. @t inside. No real magic. Unless you keep it upside down in your pocket, the cards in the plastic holders could slip out. I don't want to worry about putting my wallet in my pocket the right way.