I like how they can help you manage your money so well! And it's not too overwhelming to use, which is great because sometimes those things are just hard enough where if something seems simple but isn't maybe there will be more complexity than what meets my eye at first glance? So far no problems with this program or any of their other programs in general!! It helps me track all our expenses/income very easily without having multiple spreadsheets lying around everywhere. We have been able compare budgets from month-to year as needed when we do budgeting together during planning time each quarter - easy peasy lemon squeezy. They also make sure everything gets paid correctly by sending out bills every week automatically through Paypal etc., making them an excellent choice even though its free :) If anyone was considering using another service before signing up here definitely give smartdollar some consideration since i've never had anything bad happen while working within these services overall. ! The only thing about.