I like how easy it is for customers/clients of our organization (including myself) as we are able to access online banking through this app! The only downside so far has been having issues logging in at times when using an iPad or cell phone but have since resolved those problems by switching back over from my computer. This application allows us to be connected to all aspects of money management within one place which makes things easier than if you used multiple applications separately such as Quickbooks Online Banking etc.. I like how easy it is for customers who are new users or those without computers can use this app easily as well! The fact you have an option of choosing from different payment methods makes things easier since there's no need to go back in forth between cashier booths when paying using debit card vs credit cards etc.. Nothing really bad about EFresh but honestly nothing good either so don't get me wrong if your looking at other apps better options out their exist than what we offer here!!