There is nothing wrong with this jacket! However, I would order a size up if you want to layer your underwear. It is also possible to order in men's size. I ordered it and it was a bit small for my taste. They weren't available in XL so I ordered men's and they fit perfectly. Although I gave this to my sister in law and it's perfect! She never had one but she always wanted it so I don't have to tell you how much she SIMPLY LOVES it.
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