I love my wallet, the only thing that could be done differently is the pen holder. I just make sure I push the hinge up with the handle before locking it, after that it closes normally without stressing the latch. It perfectly holds all insurance cards, debit and credit cards. Some have said the pockets are too tight for them, but they are with all wallets until they break after a little use. These are my new wallets. I was happy to find this wallet. The strap is good but I only carry it in my purse but I keep it in case I decide to just carry my wallet with me. i love pink I hope that someday a beautiful lavender color will be made, but this is grown as is. Many Thanks
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