This is a terrible company. Their business model is built on lying to their clients. They tell clients that if they sign up for a program they'll get $1,000 a month in return. But if they miss payments, their money gets cut off and they never see the money again. Even worse, they have hidden fees and charges that can exceed $3,000 per month. They use aggressive debt collection tactics against consumers who try to dispute their bills. And the worst part is that the consumer is given NO IDEA that this is happening until it's too late. When you apply for financing, you are told that you must provide two references. If you don't have any, they won't give you any money. However, once you're approved for the loan, the next thing they tell you is that you have to provide THREE references. So you're screwed. They're also extremely difficult to reach via phone, which means you might have to wait a week or longer to get a response from them. It's all lies! All these lies! They're scammers!