The best thing about this product is its ability to provide trustworthiness through an enhanced risk scoring mechanism and also provides the user with a quick access to all the credit information available in one place. I dislike it's inability to provide more accurate scores for higher-risk applicants. It also does not have any self service features such as chat or email support. This product can be used only by experienced users. I am using this product to verify credit worthiness of new applicants and also track their activity.