After disabling Apple Pay, there was a need for a wallet for cards that is always with you. The choice fell on this device. It was still possible to buy at the old price (4600), before the stores saw demand and raised prices. Since I have an XS Max, I had to figure out how to attach the wallet to the phone. The problem was solved by buying a Chinese transparent case with magnets. It holds perfectly, no worse than with a branded case (compared to colleagues' iPhone 13). It is quite convenient to use. True, to pay, you have to disconnect the wallet and get cards from there. Oddly enough, tactile phone with a wallet feels very nice "hump" on the back cover does not interfere at all. In a word, I advise everyone to return Apple Pay!
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