Review on Fluidity by Harald Patterson

Fluidity's API works directly with banks to allow for easy integration into existing point of sale systems. There aren't any downsides to using their service. Their rates are very reasonable as well. They are always willing to help, which I appreciate. The only downside to working with them so far has been some delays in getting payments released from their partner bank. We are able to integrate our own P2P payments system seamlessly into the system. This allows us to have an extremely flexible system that can be used for both traditional transactions as well as P2P. The fact that we can offer cash back to users helps drive adoption by giving incentive for people to use the platform.