I like how it calculates everything for my paycheck automatically. It also allows me to pay bills online (which is great because I hate paying with a check) and it has a section that allows me to manage all of my accounts in one spot. The interface is hard to navigate sometimes and the program itself is not as intuitive as other programs, such as QuickBooks. If you are looking for an easy to use software that will allow you to keep track of your finances, MoneySmith can help you do just that. It does what it says on the box and it's very user friendly. We're able to see our balance sheet at a glance which makes budgeting much easier.