Honestly, I'd rate this as a 4.7 / 4.8 out of 10 because of how I liked everything but this part. If you really care about the wallet with this backpack / wallet combo then this could be an "unlikely event" warning, at least.Whenever I decide to go to buy something and want to carry my wallet and not the backpack, I use it as a place to put my phone in it too.I saw that you had space to have a phone in this wallet, so since I wanted to also be able to carry coin change as well, this was just a bit disappointing 😔
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