It was easy to enroll for my husband and myself, as well as our two children. The service is excellent. The online portal is user friendly and very convenient. There's not much else I can say about this plan that hasn't already been said by other reviews. We were happy with the savings options available through Transamerica. We had no complaints as far as benefits available or the overall cost of the plan. We made some changes to our retirement accounts in order to maximize our contributions and lower taxes.