I bought it because the picture shows that a pen fits inside. The pin will not fit a standard sized test block. The checkbook cover shows a small copy of the check (why?). The leather finish is matte not shiny as shown (Royal Blue). The seams are straight and even, as shown in the picture. Leather edges as shown. Looks like a good seal. It fits a check pad, ledger, and credit card (or a pen with several loose checks and a credit card).
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