Got exactly what I expected, no surprises! I use it as a wallet and it works for me. The main compartment holds about 20 credit cards and a few business cards, but that's the maximum; more and you cannot close the flap. The compartment under the window holds 2 ID cards and an insurance card - that's the limit. I have tried 3 IDs and am having trouble getting and maintaining my license. Works well as a wallet with a front pocket. Would buy again!