Paycent EUR is a debit card where users can make purchases in different places by means of this card. Doned is admitted in stores where they accept Visa. This card has the characteristic that it can be purchased physically or virtually which in both cases will obtain different costs, other characteristics is that users will be able to use fiat currency in this wallet and cryptocurrency, which the available balance will always be shown in Bitcoin. The fees that this currency has is 3% for the conversion of foreign currencies, the daily spending limit for users will be € 2,200, and the fee for withdrawal at the ATM is 2.0%.