Holochain provides a data structure that can be used to build decentralized applications. You have your own chain to which you can add data, including financial transactions. Chains can join, divide, and interact in complex ways. In short, it is a representative-centric chain that looks like a non-data-centric blockchain, slightly different from the Holo blockchain. Unlike other blockchains, Holochain does not have a consensus mechanism, representatives are protecting their private forks.
According to the consensus, every user in blockchain has to verify the movements in the network and because the transfers are confirmed through a single block, there is accumulation and sometimes delays in the network, as it is known, blockchain can cause serious delays in intense transfers, but the Holochain operates differently, the users are private key It can make one-to-one transfers over a coded chain without the need of other users' approval.