Consequently this project is in an ambitious space but there are many possibilities that it is really profitable, since the speed and efficiency of the block chain can be easily adapted to this project, since at this moment there is much centralization and an unjust Credit risk measurement program for thousands of users around the world. In addition, this information is expensive for banks. Taking into account that the data maintained on the platform is safe. But not everything is good because it requires acceptance and implementation of this protocol by banks to make it really viable.