https://xpa.io/
They launched an IPO in August of 2017. Two paragraphs later they declare they are the FIRST cryptocurrency platform built for the long haul. My head hurts thinking about how bad my head is going to hurt reading this whitepaper in its entirety, just to make sure I give them a fair shake. But it looks like METOOFINTEC #546465544, not fully developed, and not especially great in the execution thus far.