XPA is an innovative blockchain asset management project, that combines both decentralized transactions, asset collateral, and external capitals together on a single platform. XPA includes the blockchain and main network assets of the same name, running on the Ethereum network, decentralized transaction mechanisms and mortgage issuance smart contracts. XPA assets is a secure cryptocurrency that is anchored to the legal tender, based on ERC20. I found out that XPA was initially focused on the online media sector, but then eventually, it was made into a digital assets ecosystem that combines decentralized trading, asset mortgage and access to external funding. A new asset management ecosystem, neXt Personal Assets is described as a Next-generation personal asset management platform and interface, that can provide it’s users with an asset management services that will facilitate the seamless and uncomplicated connection of both traditional and digital assets. CPA easily qualifies as the first cryptocurrency ecosystem that is quite stable enough to be used for long-term investment, or token-to-token trades. It can also very easily be converted to fiat money for daily use. XPA Assets are actually pegged to fiat currency and this allows it to avoid the turbulence and volatility issues and speed problems that trouble the crypto world thereby, making it possible for cryptocurrency to be used for ordinary goods and services. XPA is a practical cryptocurrency that is stable, with stored value, circulation and payment features. The features of this cryptocurrency are very interesting to observe and I don’t doubt at all that they are very important and can achieve very much. XPA has a maximum supply of 10 billion coins.