I love these things! I used to have a wallet, but I've reduced it to an ID card and a debit and credit card. If I'm just running a quick errand or don't want to take my whole purse with me, I can go as long as I have my phone. It fits more than 3 cards, I stuffed quite a bit into a small bag. There is no problem with stretching. The top might not be as stiff, but that's it!
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