This is a great product, very well made and warm. However I can't tell any difference between this, the Pro and the Select when they are part of the 3 layer system I use when the temperature is 20 or even 30 degrees with wind. Tried using this with a thick base layer in the 30's but felt the need for a barrier jacket. Note that this is slightly warmer than the Pro version, which is slightly warmer than the Select version. But thinner jerseys seem to be more comfortable and I still need three layers for long cold weather rides. Hence the three stars.
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