It works in an open source manner, so other people can contribute their ideas and features too. It is more decentralized than blockchains that we usually use for transactions like bitcoin or ethereum. In addition I would say their marketing team has done really well with making sure all the information about this project is out there and easy-to-understand. It's hard to be specific since it hasn't been released yet but if you're looking into this because of security reasons you should know that there are plans to have fully end-to-end encryption available once they release the mainnet version. We plan to use filecoin for our microtransactions and micropayment solutions at our startup.